I've just moved into a new property- who do I need to notify of my new address?
Moving house can be a very stressful time- there’s a million and one things to remember to do and lots of people that you need to remember to notify of your new address. You've got to remember to update your doctor, dentist, bank, workplace and anyone that you pay bills to, utility companies etc. You also need to make sure that you register any vehicles at your new address and update your driving license. You also need to register to pay council tax at your new address and register to vote. Organising a Postal redirection may also be useful to ensure important mail is forwarded to your new address whilst you carry out all the updates.
Registering yourself on the Electoral Roll might not seem particularly important. Registering on the Electoral Roll however is a legal requirement and failure to provide information for the Electoral Roll could lead to a fine of up to £1000! Registering not only allows you to vote but plays a major part in making up your credit score. Having a poor credit score can affect your ability to get loans, mobile phone contracts, credit cards and even rent a property.
As part of the referencing process to move into a rented property, tenant referencing agencies will carry out a credit check on you as the prospective tenant. As they are not offering you credit, the report that is generated about you is based on postcode statistics and information from the Electoral Roll rather than a full report from your credit file. Not being registered on the Electoral Roll could therefore potentially impact your ability to meet the referencing criteria set out by your landlord or letting agency and result in future references failing due to the lack of information.
The following people are eligible to register to vote in the UK:
Anyone aged 16 or over (You can register at 16 but cannot vote until you are 18).
British Citizens of qualifying Commonwealth countries.
Citizens of other EU member states who are resident in the UK (You will only be able to vote in Local Government elections, not UK Parliamentary elections).
You should register on the electoral roll as soon as you move address. You can do this online by visiting www.gov.uk/register-to-vote or alternatively contact the Election Officer of your local authority. It’s quick and straight forward to do- you’ll just need your date of birth and National Insurance number and once you have registered you are not obliged to vote in any elections unless you choose to do so.
5th April 2016
DISCLAIMER: Neither ludlowthompson nor their ‘experts’ take any responsibility for any action or loss incurred by readers of these pages. The reader acts on advice at their own risk. Answers to questions are not exhaustive. Financial advice must always be sought from a professional financial adviser
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