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Expert Advice

HomeBuying

Buying Advice


Get your Buying related questions answered by our very own panel of experienced staff.


Featured Advice

  • As well as the price of the property, what else do I need to budget for?

    As well as the price of the property, what else do I need to budget for?


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  • How much Stamp Duty will I have to pay when I purchase a property?

    How much Stamp Duty will I have to pay when I purchase a property? Is it different if I am buying a second or buy to let property?


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  • I'm looking to buy a property- why do I need to provide my estate agent with ID?

    I'm looking to buy a property- why do I need to provide my estate agent with ID?


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More Buying Advice

Why use an NAEA Propertymark registered estate agent?

Why use an NAEA Propertymark registered estate agent?

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How can I protect myself from being at risk of property fraud?

How can I protect myself from being at risk of property fraud?

View Answer

Jargon Buster - What is gazumping?

Jargon Buster - What is gazumping?

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What is Indemnity Insurance? Do I need it?

What is Indemnity Insurance? Do I need it?

View Answer

When buying a property what is the difference between 'Tenants in Common' and 'Joint Tenants'?

I'm buying a property with someone else - we've been told we can hold the property as 'tenants in common' or as 'joint tenants' - what do these terms mean?

View Answer

I'm buying a property - what is the difference between a survey and searches?

I'm buying a property - what is the difference between a survey and searches?

View Answer

I'm looking to buy a property- why do I need to provide my estate agent with ID?

I'm looking to buy a property- why do I need to provide my estate agent with ID?

View Answer

How important is the length of the lease on a leasehold property I'm looking to buy?

How important is the length of a lease? And can I easily extend it?

View Answer

How much Stamp Duty will I have to pay when I purchase a property?

How much Stamp Duty will I have to pay when I purchase a property? Is it different if I am buying a second or buy to let property?

View Answer

How do I know how much I can afford to spend on my new property?

How do I know how much I can afford to spend on my new property?

from SB

View Answer

I don’t know how I will ever be able to afford to buy in London. How do I get on the ladder?

I don’t know how I will ever be able to afford to buy in London. How do I get on the ladder?

View Answer

Freehold versus Leasehold - is there one I should avoid?

Freehold versus Leasehold - is there one I should avoid?

View Answer

I am interested in a property which is leasehold. How do I find out what the service charge would be?

I am interested in a property which is leasehold. How do I find out what the service charge would be? And how do I know if it’s a fair price?

View Answer

What does ‘percentage’ yield of property mean?

What does ‘percentage’ yield of property mean?

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What is a mortgage redemption charge?

I wish to remortgage my property, but have been informed by my existing mortgage company that I have to pay a redemption charge. This is a substantial amount, why do I have to pay?

View Answer

What's the difference between freehold and leasehold?

What's the difference between freehold and leasehold?

View Answer

As well as the price of the property, what else do I need to budget for?

As well as the price of the property, what else do I need to budget for?

View Answer

I really want to find a property. Why can’t I find anything that ticks all my boxes?

I really want to find a property. Why can’t I find anything that ticks all my boxes?

View Answer

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