The Chancellor's budget 2010 raises stamp duty making homes up to £250,000 more affordable for first time buyers.
FSA report claims mortgage arrears and repossessions are on the decline thanks to historically low interest rates.
As access to lower rate mortgages becomes available what is on the market for families with equity looking to trade up?
Houses prices in London rose by 5% alone in February and industry commentators say the market is moving.
Mortgages are coming down in cost as the number of loans doubles on last year and lenders reduce rates.
Mortgage industry pundits are divided over whether its best to fix before rates rise or save cash from trackers.
Rightmove's latest report shows record house price rises and numbers of visitors to its property portal website.
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